/* como-funciona.css */
.cf-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #162A4A 100%);
  padding: 64px 0 56px; text-align: center;
}
.cf-hero .hero-badge { color: var(--gold); margin-bottom: 16px; }
.cf-hero h1 { font-size: 38px; font-weight: 700; color: var(--white); line-height: 1.2; margin-bottom: 16px; }
.cf-hero h1 .accent { color: var(--gold); }
.cf-hero p { font-size: 16px; color: rgba(255,255,255,.65); max-width: 560px; margin: 0 auto; line-height: 1.65; }

.cf-pub-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.cf-pub-card {
  border-radius: var(--radius-lg); padding: 32px;
  border: 1px solid var(--gray200); background: var(--white);
}
.cf-pub-card.investidor { background: var(--navy); border-color: var(--gold); }
.cf-pub-icon { font-size: 32px; margin-bottom: 14px; }
.cf-pub-card.vendedor .cf-pub-icon { color: var(--gold); }
.cf-pub-card.investidor .cf-pub-icon { color: var(--gold); }
.cf-pub-card h2 { font-size: 22px; font-weight: 700; margin-bottom: 10px; }
.cf-pub-card.vendedor h2 { color: var(--navy); }
.cf-pub-card.investidor h2 { color: var(--white); }
.cf-pub-card p { font-size: 14px; margin-bottom: 16px; }
.cf-pub-card.vendedor p { color: var(--gray600); }
.cf-pub-card.investidor p { color: rgba(255,255,255,.65); }
.cf-pub-card ul { list-style: none; display: flex; flex-direction: column; gap: 8px; margin-bottom: 24px; }
.cf-pub-card ul li { display: flex; align-items: center; gap: 8px; font-size: 14px; }
.cf-pub-card.vendedor ul li { color: var(--gray700); }
.cf-pub-card.vendedor ul li .ti { color: #1E8449; font-size: 16px; }
.cf-pub-card.investidor ul li { color: rgba(255,255,255,.75); }
.cf-pub-card.investidor ul li .ti { color: var(--gold); font-size: 16px; }
.cf-pub-btn {
  display: inline-block; padding: 11px 22px;
  background: var(--navy); color: var(--white);
  border-radius: var(--radius); font-size: 14px; font-weight: 700;
  transition: background var(--transition);
}
.cf-pub-btn.inv { background: var(--gold); color: var(--navy); }
.cf-pub-btn:hover { opacity: .9; }

.cf-processo { background: var(--gray50); }
.cf-processo h2 { font-size: 26px; margin-bottom: 36px; }
.cf-processo h2 strong { color: var(--gold); }
.cf-steps { max-width: 620px; margin: 0 auto; display: flex; flex-direction: column; align-items: center; }
.cf-step {
  display: flex; gap: 20px; align-items: flex-start;
  background: var(--white); border: 1px solid var(--gray200);
  border-radius: var(--radius-lg); padding: 20px 24px; width: 100%;
}
.cf-step.destaque { border-color: var(--gold); border-width: 2px; background: #FDF4E3; }
.cf-step-num {
  font-size: 28px; font-weight: 700; color: var(--gold);
  line-height: 1; flex-shrink: 0; min-width: 36px;
}
.cf-step h3 { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.cf-step p { font-size: 13px; color: var(--gray600); line-height: 1.6; }
.cf-step-arrow { color: var(--gray200); font-size: 20px; padding: 6px 0; }

.cf-faq { background: var(--white); }
.cf-faq h2 { font-size: 26px; margin-bottom: 36px; }
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; max-width: 900px; margin: 0 auto; }
.faq-item {
  background: var(--gray50); border: 1px solid var(--gray200);
  border-radius: var(--radius-lg); padding: 18px 20px;
}
.faq-q { display: flex; gap: 8px; align-items: flex-start; margin-bottom: 8px; }
.faq-q .ti { color: var(--gold); font-size: 17px; flex-shrink: 0; margin-top: 2px; }
.faq-q strong { font-size: 14px; color: var(--navy); line-height: 1.4; }
.faq-item p { font-size: 13px; color: var(--gray600); line-height: 1.6; padding-left: 25px; }

.cf-cta-final { background: var(--gray50); }
.cf-cta-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.cf-cta-vend, .cf-cta-inv, .cf-cta-wa {
  border-radius: var(--radius-lg); padding: 28px 24px; text-align: center;
}
.cf-cta-vend { background: var(--white); border: 1px solid var(--gray200); }
.cf-cta-inv  { background: var(--navy); border: 2px solid var(--gold); }
.cf-cta-wa   { background: var(--white); border: 1px solid #B7E4C7; }
.cf-cta-vend h3, .cf-cta-wa h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.cf-cta-inv  h3 { font-size: 17px; font-weight: 700; color: var(--white); margin-bottom: 8px; }
.cf-cta-vend p { font-size: 13px; color: var(--gray600); margin-bottom: 18px; }
.cf-cta-inv  p { font-size: 13px; color: rgba(255,255,255,.65); margin-bottom: 18px; }
.cf-cta-wa   p { font-size: 13px; color: var(--gray600); margin-bottom: 18px; }
.btn-wa-verde {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 11px 20px; background: #25D366; color: #fff;
  border-radius: var(--radius); font-size: 14px; font-weight: 700;
}

@media (max-width: 860px) {
  .cf-pub-grid { grid-template-columns: 1fr; }
  .faq-grid { grid-template-columns: 1fr; }
  .cf-cta-grid { grid-template-columns: 1fr; }
  .cf-hero h1 { font-size: 28px; }
}